About

Boni de Jesus is a financial consultant and president of LTL Consultants, a financial consultancy company. For over 3 decades, Boni has been helping businesses grow by providing business advice and helping companies access funding. Having seen how businesses and business owners prosper and how other businesses fail, he has accumulated a lot of insight…

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MAGULO ISIP?

Are you one of those people who say magulo isip nila at walang mangyari? Let me help you by guessing some probable reasons.. 1. Hindi mo alam ang gusto mo. Siguro natatakot kang magkamali. O hindi ka nasanay ng nagdedecide kahit may takot na baka mali? Walang perfect decision. Mas mahirap kung walang decision and…

WHAT IS UNIQUE VALUE PROPOSITION AND WHY IS IT IMPORTANT?

Many go into business without realizing the importance of this phrase that is often used in marketing. Your Unique Value Proposition distinguishes your product or service offering from others. It defines the unique value you offer your customers and the reason why they should be buying from you and not from the others. Here are…

SUCCESS

Success cannot be our goal because it is already God’s goal for us. In fact, God already designed us for success. What then should be our goal? It is to heed His invitation to start a relationship with Him, understand how he thinks and align our thoughts with His and step into our role in…

The Fallacy of Godless Success

The failure of many comes from the thought that God is not interested in our success. The opposite is true. But there is a difference between man made success and success that comes from God. The difference lies in the outcome. Man made success results to pride. Godly success brings out the best in a…

HOW CAN YOU FEED A LARGE CROWD?

Matthew 14: 14-21 When Jesus landed and saw a large crowd, he had compassion on them and healed their sick. As evening approached, the disciples came to him and said, “This is a remote place, and it’s already getting late. Send the crowds away, so they can go to the villages and buy themselves some…

TRUTH vs. FACT

FACTS are important. That is why we seek more FACTS. Without them, it will be hard to make decisions. The bible talks about Abraham whom God acknowledged as righteous because he believed the TRUTH, in God and His promises. But Abraham did not just believe blindly. He acknowledged the FACTS. God told him that he…

Walking on the Water

Immediately Jesus made the disciples get into the boat and go on ahead of him to the other side, while he dismissed the crowd. After he had dismissed them, he went up on a mountainside by himself to pray. Later that night, he was there alone, and the boat was already a considerable distance from…

Understanding Money

Money is what we receive in exchange for the value we give. It is also what we accumulate if we know how to save, manage and invest what we earn. Thus, money is a means of exchange and a store of value. It does not have any intrinsic value. It has value only because of…

Plan with FAITH

During the early years of my freelancing, my wife and I did not plan our finances. We had a common account where I deposited my earnings, from which she drew her household expenses. In the same way, from the same pot, I also drew for my needs to cover gasoline, maintenance, business expenses, etc. We…

Curse or Blessing?

When I was young, stories of stragglers would sometimes hug newspaper headlines. To me, they were both amusing and weird. Stragglers are Japanese soldiers who were still hiding in Philippine jungles, when the second world war was already over, thinking that the war was still going on. For them, their surroundings did not change, and…